• securitization


    • Learn About Securitization Ratings

      PEFINDO provides ratings on securitization products, particularly residential mortgage-backed securities (RMBS). The rating reflects the default probability of debt instruments secured by a pool of residential mortgages that have been securitized from its originator.

      A rating analysis on a securitization product includes detailed loan-by-loan analysis to understand each mortgage credit risk profile, an assessment of the transaction structure, servicer quality evaluation, as well as cash flow analysis.

      For more information on how we analyze corporations, see our ratings methodology.